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Definition of a Post-dated Check A post-dated cheque (or postdated check) is a check written with a future date. Example of a Post-dated Check To illustrate, let's . In banking, a post-dated cheque is a cheque written by the drawer (payer) for a date in the While this is a sound interpretation of Australian Commonwealth law, for insurance reasons the bank protects itself from possible attack with the. A post dated check is a check on which the issuer has stated a date later than the current date. A post dated check is used in the following. Different banks have different policies, but the majority of banks discourage the practice of post-dating cheques. Many state in their terms and conditions that post-dated cheques should not be written, while some include a note at the front of chequebooks, saying post-dated cheques should not be written. There are no specific rules on how banks deal with post-dated cheques if they are paid in before the due date. This is likely to be inconvenient to both you and the person or business you have given the cheque to. If the bank does not spot that the cheque has been post-dated, the cheque would then probably be paid before you intended or returned unpaid if you have insufficient funds in your account. This could potentially incur you charges and cause inconvenience to the recipient.
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